Category: Personal Finances

The 1099 form is one of the most important tax forms you fill out every year if you are self-employed or run a small business. Failure to fill out and send 1099 tax forms has hefty consequences. The IRS considers 1099 tax forms crucial for taxpayers who receive income. You can face tax penalties for […]

If you could get out from underneath your credit card bills once and for all, wouldn’t you? While it may not be quite that simple, there are definitely steps you can take to pay off credit card debt faster. Not only can getting out from under your bills improve your credit score, but also make […]

Ever wonder if the money you’re putting into your retirement funds is best invested in a pre tax deferral or a Roth IRA? There’s a lot of consideration involved with deciding where to invest your money, and the type of account you have set up for retirement makes a big difference. We’re here to break […]

Recent statistics reveal that 60% of American households admit to experiencing a financial emergency with an average cost of $2,000. Further, the average American household debt is $132,529. Unfortunately, for many Americans, debt is a way of life. Others live paycheck to paycheck, while other Americans rely on welfare to get by. If you find […]

Sometimes, we find ourselves in emergencies that we aren’t prepared for. These are situations that demand cash immediately, and not having it puts you in a tough and often perilous position.  Your car breaks down or gets into an accident and needs extensive repairs. Perhaps you lose your job or have sudden medical needs. Whatever […]

Portfolio diversification is a simple yet effective way to avoid the pitfalls of the stock market investment. Thanks to diversifying your portfolio, you allow for more secure returns in the long term. Doing so also allows for smoother profits by giving you a more even playing field in the market, so to speak. But what […]

Did you know that in the second quarter of 2022, the sales price of houses sold in the U.S. averaged $525,000? That’s a staggering $150,500 more than the mean home selling price in the second quarter of 2020! Despite those skyrocketing prices, real estate is still America’s favorite investment medium. In a 2022 survey, 29% […]

Digital marketing is one of the top strategies for generating more insurance leads online. It comes with many benefits, such as using platforms that more and more people are using, reaching more leads from a wider demographic, and saving a lot of time and money. Not all insurance agencies invest in digital marketing because they […]